{"id":25162,"date":"2022-12-26T08:42:46","date_gmt":"2022-12-25T23:42:46","guid":{"rendered":"https:\/\/mag.boxil.jp\/mag\/a7886\/"},"modified":"2022-12-26T08:42:46","modified_gmt":"2022-12-25T23:42:46","slug":"7886","status":"publish","type":"post","link":"https:\/\/boxil.jp\/mag\/a7886\/","title":{"rendered":"\u5f8c\u6255\u3044\u6c7a\u6e08\u300cBNPL\u300d\u6025\u6210\u9577\u898b\u901a\u3057\u3001\u56fd\u5185\u8a8d\u77e5\u5ea6\u306f57% \u4f01\u696d\u9593\u53d6\u5f15\u306b\u3082"},"content":{"rendered":"\n  <div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">\u76ee\u6b21<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/boxil.jp\/mag\/a7886\/#%E3%82%AD%E3%83%A3%E3%83%83%E3%82%B7%E3%83%A5%E3%83%AC%E3%82%B9%E3%81%AA%E3%81%A9%E6%B1%BA%E6%B8%88%E6%89%8B%E6%AE%B5%E3%81%AF%E5%A4%9A%E6%A7%98%E5%8C%96\" >\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u306a\u3069\u6c7a\u6e08\u624b\u6bb5\u306f\u591a\u69d8\u5316<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/boxil.jp\/mag\/a7886\/#BNPL%E3%81%AE%E5%88%A9%E7%94%A8%E7%8A%B6%E6%B3%81\" >BNPL\u306e\u5229\u7528\u72b6\u6cc1<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/boxil.jp\/mag\/a7886\/#%E3%82%AF%E3%83%AC%E3%82%B8%E3%83%83%E3%83%88%E3%82%AB%E3%83%BC%E3%83%89%E3%81%8B%E3%82%89BNPL%E3%81%B8%E3%82%B7%E3%83%95%E3%83%88\" >\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u304b\u3089BNPL\u3078\u30b7\u30d5\u30c8<\/a><\/li><li 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class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/boxil.jp\/mag\/a7886\/#%E8%AA%8D%E7%9F%A5%E5%BA%A6%E3%81%AF%E9%AB%98%E3%81%84%E3%81%8C%E3%80%81%E4%BF%A1%E9%A0%BC%E6%84%9F%E3%81%AF%E3%81%BE%E3%81%A0%E3%81%BE%E3%81%A0\" >\u8a8d\u77e5\u5ea6\u306f\u9ad8\u3044\u304c\u3001\u4fe1\u983c\u611f\u306f\u307e\u3060\u307e\u3060<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/boxil.jp\/mag\/a7886\/#BtoB%E5%88%86%E9%87%8E%E3%81%A7%E3%82%82BNPL%E3%82%92%E6%B4%BB%E7%94%A8%E3%81%A7%E3%81%8D%E3%82%8B%E5%8F%AF%E8%83%BD%E6%80%A7\" >BtoB\u5206\u91ce\u3067\u3082BNPL\u3092\u6d3b\u7528\u3067\u304d\u308b\u53ef\u80fd\u6027<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<h2  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E3%82%AD%E3%83%A3%E3%83%83%E3%82%B7%E3%83%A5%E3%83%AC%E3%82%B9%E3%81%AA%E3%81%A9%E6%B1%BA%E6%B8%88%E6%89%8B%E6%AE%B5%E3%81%AF%E5%A4%9A%E6%A7%98%E5%8C%96\"><\/span>\n\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u306a\u3069\u6c7a\u6e08\u624b\u6bb5\u306f\u591a\u69d8\u5316\n<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p  class=\"\">\n\u5e97\u982d\u3067\u5546\u54c1\u8cfc\u5165\u3084\u30b5\u30fc\u30d3\u30b9\u5229\u7528\u3057\u305f\u969b\u3001\u73fe\u91d1\u3067\u652f\u6255\u308f\u306a\u3044\u5834\u5408\u306f\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3067\u6c7a\u6e08\u3059\u308b\u3053\u3068\u304c\u4e00\u822c\u7684\u3067\u3057\u305f\u3002\u305d\u308c\u304c\u4eca\u306f\u3001\u96fb\u5b50\u30de\u30cd\u30fc\u3084QR\u30b3\u30fc\u30c9\u306b\u3088\u308b\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u6c7a\u6e08\u304c\u5f53\u305f\u308a\u524d\u3067\u3059\u3002\u7d66\u4e0e\u30c7\u30b8\u30bf\u30eb\u6255\u3044\u304c\u59cb\u307e\u3063\u305f\u308a\u3001\u300c\u30c7\u30b8\u30bf\u30eb\u5186\u300d\u306e\u3088\u3046\u306a<a  href=\"https:\/\/boxil.jp\/mag\/a7377\/\"  target=\"_blank\" >\n\u4e2d\u592e\u9280\u884c\u30c7\u30b8\u30bf\u30eb\u901a\u8ca8<\/a>\n\u304c\u5b9f\u73fe\u3057\u305f\u308a\u3057\u305f\u3089\u3001\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u5316\u304c\u9032\u307f\u3001\u6c7a\u6e08\u624b\u6bb5\u304c\u307e\u3059\u307e\u3059\u591a\u69d8\u5316\u3059\u308b\u3067\u3057\u3087\u3046\u3002\n<\/p>\n\n\n\n<p  class=\"\">\n\u96fb\u5b50\u30de\u30cd\u30fc\u3084QR\u30b3\u30fc\u30c9\u306a\u3069\u3092\u901a\u3058\u305f\u6c7a\u6e08\u306f\u5b9f\u5e97\u8217\u304c\u4e3b\u3067\u3057\u305f\u304c\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u5e97\u8217\u3067\u3082\u5bfe\u5fdc\u3059\u308b\u3068\u3053\u308d\u304c\u5897\u3048\u3066\u3044\u307e\u3059\u3002\u305d\u3057\u3066\u3001\u30cd\u30c3\u30c8\u901a\u8ca9\u30b5\u30a4\u30c8\u3067\u306f\u3001\u5c11\u3057\u524d\u304b\u3089\u300cBNPL\u300d\u3068\u3044\u3046\u6c7a\u6e08\u65b9\u6cd5\u306b\u5bfe\u5fdc\u3059\u308b\u3068\u3053\u308d\u304c\u51fa\u3066\u304d\u307e\u3057\u305f\u3002\n<\/p>\n\n\n\n<p  class=\"\">\nBNPL\u3068\u306f\u3001\u300cBuy Now, Pay Later\uff08\u4eca\u8cb7\u3063\u3066\u3001\u5f8c\u3067\u6255\u3046\uff09\u300d\u306e\u7565\u3067\u3059\u3002\u3064\u307e\u308a\u3001\u5f8c\u6255\u3044\u6c7a\u6e08\u306a\u306e\u3067\u3059\u304c\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3068\u9055\u3063\u3066\u4e0e\u4fe1\u5be9\u67fb\u304c\u53b3\u3057\u304f\u306a\u304f\u3001\u624b\u8efd\u306b\u5229\u7528\u3067\u304d\u308b\u3053\u3068\u304b\u3089\u5229\u7528\u8005\u304c\u5897\u3048\u3066\u3044\u307e\u3059\u3002\u624b\u6570\u6599\u7121\u3057\u3067\u5206\u5272\u6255\u3044\u306b\u3067\u304d\u308b\u70b9\u306a\u3069\u3082\u3001\u597d\u307e\u308c\u3066\u3044\u308b\u3088\u3046\u3067\u3059\u3002\n<\/p>\n\n\n\n<h2  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"BNPL%E3%81%AE%E5%88%A9%E7%94%A8%E7%8A%B6%E6%B3%81\"><\/span>\nBNPL\u306e\u5229\u7528\u72b6\u6cc1\n<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p  class=\"\">\nBNPL\u306e\u5229\u7528\u306f\u5e83\u307e\u3063\u3066\u3044\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u8abf\u67fb\u7d50\u679c\u3067\u78ba\u8a8d\u3057\u3066\u307f\u307e\u3059\u3002\n<\/p>\n\n\n\n<h3  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E3%82%AF%E3%83%AC%E3%82%B8%E3%83%83%E3%83%88%E3%82%AB%E3%83%BC%E3%83%89%E3%81%8B%E3%82%89BNPL%E3%81%B8%E3%82%B7%E3%83%95%E3%83%88\"><\/span>\n\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u304b\u3089BNPL\u3078\u30b7\u30d5\u30c8\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p  class=\"\">\nJ.D.\u30d1\u30ef\u30fc\u304c\u7c73\u56fd\u3067\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u5229\u7528\u8005\u3092\u5bfe\u8c61\u306b\u8abf\u67fb\uff08\u203b1\uff09\u3057\u305f\u3068\u3053\u308d\u3001\u30e1\u30a4\u30f3\u3067\u4f7f\u7528\u3059\u308b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u5229\u7528\u30b7\u30a7\u30a2\u304c\u5c0f\u3055\u304f\u306a\u3063\u3066\u3044\u307e\u3057\u305f\u3002\u6708\u9593\u652f\u51fa\u306b\u5bfe\u3057\u3066\u30e1\u30a4\u30f3\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u304c\u5360\u3081\u305f\u5272\u5408\u306f\u30012019\u5e74\u306e50\uff05\u304b\u3089\u4e0b\u304c\u308a\u30012020\u5e74\u304a\u3088\u30732021\u5e74\u304c47\uff05\u30012022\u5e74\u304c42\uff05\u306b\u307e\u3067\u4f4e\u4e0b\u3057\u305f\u306e\u3067\u3059\u3002\n<\/p>\n\n\n\n<p  class=\"\">\n\u9ad8\u984d\u306e\u8cb7\u3044\u7269\u3092\u3059\u308b\u969b\u306b\u306f\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u5229\u7528\u8005\u306e44\uff05\u304cBNPL\u3084\u5206\u5272\u6255\u3044\u30ed\u30fc\u30f3\u3001\u500b\u4eba\u30ed\u30fc\u30f3\u3068\u3044\u3063\u305f\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4ee5\u5916\u306e\u624b\u6bb5\u3092\u691c\u8a0e\u3057\u307e\u3057\u305f\u3002\u306a\u304b\u3067\u3082BNPL\u306e\u4eba\u6c17\u306f\u9ad8\u304f\u300128\uff05\u304c\u9ad8\u984d\u306e\u8cb7\u3044\u7269\u3092\u3059\u308b\u969b\u306b\u691c\u8a0e\u3057\u3066\u3044\u305f\u305d\u3046\u3067\u3059\u3002\n<\/p>\n\n\n\n<p  class=\"\">\nBNPL\u304c\u691c\u8a0e\u5bfe\u8c61\u306b\u306a\u308b\u7406\u7531\u3068\u3057\u3066\u3001J.D.\u30d1\u30ef\u30fc\u306f\u300c\u30ea\u30fc\u30ba\u30ca\u30d6\u30eb\u306a\u624b\u6570\u6599\u3068\u7af6\u4e89\u529b\u306e\u3042\u308b\u91d1\u5229\u300d\u3092\u6319\u3052\u3066\u3044\u307e\u3059\u3002<br  ><sup  class=\"\">\u203b1 J.D.\u30d1\u30ef\u30fc\u300eJ.D. \u30d1\u30ef\u30fc 2022\u5e74\u7c73\u56fd\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u9867\u5ba2\u6e80\u8db3\u5ea6\u8abf\u67fb\u300f, \n<p  ><a  href=\"https:\/\/prtimes.jp\/main\/html\/rd\/p\/000000178.000042677.html\"  target=\"_blank\" ><\/a><\/p>\n<p  ><a  href=\"https:\/\/prtimes.jp\/main\/html\/rd\/p\/000000178.000042677.html\" >https:\/\/prtimes.jp\/main\/html\/rd\/p\/000000178.000042677.html<\/a><\/p><\/sup>\n<\/p>\n\n\n\n<h3  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2026%E5%B9%B4%E3%81%AE%E4%B8%96%E7%95%8CBNPL%E5%B8%82%E5%A0%B4%E3%81%AF87%E5%85%86%E5%86%86%E8%A6%8F%E6%A8%A1\"><\/span>\n2026\u5e74\u306e\u4e16\u754cBNPL\u5e02\u5834\u306f87\u5146\u5186\u898f\u6a21\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p  class=\"\">\n\u30d5\u30ed\u30b9\u30c8\uff06\u30b5\u30ea\u30d0\u30f3\u306f\u3001\u4e16\u754cBNPL\u5e02\u5834\u306b\u95a2\u3059\u308b\u8abf\u67fb\u30ec\u30dd\u30fc\u30c8\uff08\u203b2\uff09\u3092\u516c\u8868\u3057\u307e\u3057\u305f\u30022021\u5e74\u306b1,365.5\u5104\u30c9\u30eb\uff08\u7d0417\u51469,973\u5104\u5186\uff09\u306e\u5e02\u5834\u898f\u6a21\u304c\u30012026\u5e74\u306b\u306f\u7d045\u500d\u306e6,563.4\u5104\u30c9\u30eb\uff08\u7d0486\u51465056\u5104\u5186\uff09\u3078\u3068\u62e1\u5927\u3059\u308b\u3068\u306e\u4e88\u6e2c\u3067\u3001\u305d\u306e\u9593\u306e\u5e74\u5e73\u5747\u6210\u9577\u7387\uff08CAGR\uff09\u306f36.9\uff05\u306b\u3082\u306a\u308a\u307e\u3059\u3002\n<\/p>\n\n\n\n<p  class=\"\">\n\u91d1\u5229\u304c\u304b\u304b\u3089\u305a\u3001\u8fd4\u6e08\u8a08\u753b\u3082\u67d4\u8edf\u306b\u9078\u3079\u308b\u3053\u3068\u304c\u3001\u4e16\u754c\u4e2d\u3067BNPL\u5e02\u5834\u304c\u6210\u9577\u3059\u308b\u5927\u304d\u306a\u8981\u56e0\u3060\u3068\u3044\u3044\u307e\u3059\u3002\u3055\u3089\u306b\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u53d6\u5f97\u304c\u3067\u304d\u306a\u304b\u3063\u305f\u308a\u96e3\u3057\u304b\u3063\u305f\u308a\u3059\u308b\u82e5\u3044\u6d88\u8cbb\u8005\u3067\u3082\u3001BNPL\u306f\u6bd4\u8f03\u7684\u5229\u7528\u3057\u3084\u3059\u304f\u3001\u3053\u308c\u3082\u5229\u7528\u62e1\u5927\u3092\u5f8c\u62bc\u3057\u3057\u3066\u3044\u308b\u306e\u3067\u3057\u3087\u3046\u3002<br  ><sup  class=\"\">\u203b2 \u30d5\u30ed\u30b9\u30c8\uff06\u30b5\u30ea\u30d0\u30f3\u300eBuy Now, Pay Later Solutions to Unlock Growth Potential for B2B Companies\u300f, \n<p  ><a  href=\"https:\/\/www.frost.com\/news\/press-releases\/buy-now-pay-later-solutions-to-unlock-growth-potential-for-b2b-companies\/\"  target=\"_blank\" ><\/a><\/p>\n<p  ><a  href=\"https:\/\/www.frost.com\/news\/press-releases\/buy-now-pay-later-solutions-to-unlock-growth-potential-for-b2b-companies\/\" >https:\/\/www.frost.com\/news\/press-releases\/buy-now-pay-later-solutions-to-unlock-growth-potential-for-b2b-companies\/<\/a><\/p><\/sup>\n<\/p>\n\n\n\n<h2  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%97%A5%E6%9C%AC%E3%81%AEBNPL%E5%B8%82%E5%A0%B4%E3%81%AF\"><\/span>\n\u65e5\u672c\u306eBNPL\u5e02\u5834\u306f\n<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p  class=\"\">\n\u65e5\u672c\u3067\u306eBNPL\u5229\u7528\u72b6\u6cc1\u3084\u3001\u65e5\u672c\u306e\u6d88\u8cbb\u8005\u306eBNPL\u306b\u5bfe\u3059\u308b\u610f\u8b58\u306b\u3064\u3044\u3066\u306f\u3001\u5225\u306e\u8abf\u67fb\u30ec\u30dd\u30fc\u30c8\u304c\u3042\u308a\u307e\u3059\u3002\n<\/p>\n\n\n\n<h3  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E3%82%AA%E3%83%B3%E3%83%A9%E3%82%A4%E3%83%B3%E9%80%9A%E8%B2%A9%E3%81%AE5%EF%BC%85%E3%81%8CBNPL%E6%B1%BA%E6%B8%88\"><\/span>\n\u30aa\u30f3\u30e9\u30a4\u30f3\u901a\u8ca9\u306e5\uff05\u304cBNPL\u6c7a\u6e08\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p  class=\"\">\n\u30b0\u30ed\u30fc\u30d0\u30eb\u30c7\u30fc\u30bf\u306e\u8abf\u67fb\uff08\u203b3\uff09\u306b\u3088\u308b\u3068\u3001\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\uff08APAC\uff09\u306e\u5404\u56fd\u3067\u306f\u30aa\u30f3\u30e9\u30a4\u30f3\u901a\u8ca9\u3067\u306e\u6c7a\u6e08\u624b\u6bb5\u3068\u3057\u3066BNPL\u306e\u5229\u7528\u7387\u304c\u9ad8\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u6c7a\u6e08\u984d\u5168\u4f53\u306b\u5bfe\u3059\u308bBNPL\u306e\u5272\u5408\u306f\u30012022\u5e74\u306b1.6\uff05\u3067\u30012026\u5e74\u306b\u306f4.1\uff05\u3078\u9ad8\u307e\u308b\u898b\u901a\u3057\u3067\u3059\u3002\n<\/p>\n\n\n\n<p  class=\"\">\n2022\u5e74\u6642\u70b9\u306eBNPL\u6c7a\u6e08\u7387\u3092\u56fd\u5225\u3067\u307f\u308b\u3068\u3001\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u304c20\uff05\u3068\u969b\u7acb\u3063\u3066\u9ad8\u304f\u3001\u3053\u308c\u306b\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306e12.5\uff05\u304c\u7d9a\u304d\u307e\u3059\u3002\u65e5\u672c\u306f5\uff05\u5f37\u3042\u308a\u3001\u30b7\u30f3\u30ac\u30dd\u30fc\u30eb\u3084\u30a4\u30f3\u30c9\u3001\u30de\u30ec\u30fc\u30b7\u30a2\u3001\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u3068\u540c\u7a0b\u5ea6\u3067\u3057\u305f\u3002\n<\/p>\n\n\n\n<p  class=\"\">\nBNPL\u306e\u5229\u7528\u3092\u5897\u3084\u3059\u8981\u7d20\u306f\u3001COVID-19\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u3067\u30aa\u30d5\u30e9\u30a4\u30f3\u304b\u3089\u30aa\u30f3\u30e9\u30a4\u30f3\u3078\u79fb\u884c\u3057\u305f\u6d88\u8cbb\u884c\u52d5\u3001\u6025\u901f\u306a\u30a4\u30f3\u30d5\u30ec\u306b\u3088\u308b\u53ef\u51e6\u5206\u6240\u5f97\u306e\u6e1b\u5c11\u306a\u3069\u304c\u8003\u3048\u3089\u308c\u307e\u3059\u3002\u3053\u3046\u3057\u305f\u80cc\u666f\u304c\u3042\u308a\u3001\u7279\u306b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u3088\u3046\u306a\u5f93\u6765\u578b\u306e\u5f8c\u6255\u3044\u6c7a\u6e08\u3092\u5229\u7528\u3067\u304d\u306a\u3044\u5c64\u306b\u3068\u3063\u3066\u3001\u5206\u5272\u6255\u3044\u3067\u652f\u6255\u3044\u3092\u5148\u9001\u308a\u3067\u304d\u308b\u624b\u6bb5\u3068\u3057\u3066BNPL\u306e\u6ce8\u76ee\u5ea6\u304c\u9ad8\u307e\u3063\u3066\u3044\u308b\u306e\u3067\u3057\u3087\u3046\u3002<br  ><sup  class=\"\">\u203b3 \u30b0\u30ed\u30fc\u30d0\u30eb\u30c7\u30fc\u30bf\u300eBNPL to account for 4.1% of Asia-Pacific e-commerce payments\u300f, \n<p  ><a  href=\"https:\/\/www.globaldata.com\/media\/banking\/bnpl-to-account-for-4-1-of-asia-pacific-e-commerce-payments\/\"  target=\"_blank\" ><\/a><\/p>\n<p  ><a  href=\"https:\/\/www.globaldata.com\/media\/banking\/bnpl-to-account-for-4-1-of-asia-pacific-e-commerce-payments\/\" >https:\/\/www.globaldata.com\/media\/banking\/bnpl-to-account-for-4-1-of-asia-pacific-e-commerce-payments\/<\/a><\/p><\/sup>\n<\/p>\n\n\n\n<h3  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%AA%8D%E7%9F%A5%E5%BA%A6%E3%81%AF%E9%AB%98%E3%81%84%E3%81%8C%E3%80%81%E4%BF%A1%E9%A0%BC%E6%84%9F%E3%81%AF%E3%81%BE%E3%81%A0%E3%81%BE%E3%81%A0\"><\/span>\n\u8a8d\u77e5\u5ea6\u306f\u9ad8\u3044\u304c\u3001\u4fe1\u983c\u611f\u306f\u307e\u3060\u307e\u3060\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p  class=\"\">\nMastercard\u304c\u884c\u3063\u305f\u5225\u306e\u8abf\u67fb\uff08\u203b4\uff09\u3082\u307f\u3066\u307f\u307e\u3057\u3087\u3046\u3002\n<\/p>\n\n\n\n<p  class=\"\">\n\u65e5\u672c\u3067\u306f\u3001\u904e\u53bb1\u5e74\u9593\u306b\u300c\u65b0\u8208\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u624b\u6bb5\u300d\uff08BNPL\u3001QR\u30b3\u30fc\u30c9\u3001\u6697\u53f7\u8cc7\u7523\u3001\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u3001\u751f\u4f53\u8a8d\u8a3c\u306a\u3069\uff09\u306e\u3044\u305a\u308c\u304b\u3092\u5229\u7528\u3057\u305f\u4eba\u306e\u5272\u5408\u306f70\uff05\u3067\u3001\u8abf\u67fb\u5bfe\u8c61\u3068\u306a\u3063\u305fAPAC\uff08\u65e5\u672c\u3001\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3001\u4e2d\u56fd\u3001\u30a4\u30f3\u30c9\u3001\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3001\u30bf\u30a4\u3001\u30d9\u30c8\u30ca\u30e0\uff09\u306e\u306a\u304b\u3067\u3082\u3063\u3068\u3082\u4f4e\u304b\u3063\u305f\u305d\u3046\u3067\u3059\u3002\u3061\u306a\u307f\u306b\u3001APAC\u5168\u4f53\u3067\u306f88\uff05\u304c\u65b0\u8208\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u3092\u5229\u7528\u3057\u3066\u3044\u307e\u3057\u305f\u3002\n<\/p>\n\n\n\n<p  class=\"\">\nBNPL\u306e\u8a8d\u77e5\u5ea6\u306f\u65e5\u672c\u3067\u308257\uff05\u3042\u308a\u3001\u77e5\u3063\u3066\u3044\u308b\u4eba\u306f\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002\u3068\u3053\u308d\u304c\u3001\u300c\u5b89\u5fc3\u3057\u3066\u4f7f\u7528\u3067\u304d\u308b\u300d\u3068\u56de\u7b54\u3057\u305f\u4eba\u306f19\uff05\u306b\u3068\u3069\u307e\u308a\u307e\u3057\u305f\u3002\u3053\u308c\u306b\u5bfe\u3057\u3001APAC\u3067\u306f50\uff05\u304c\u5b89\u5fc3\u3057\u3066BNPL\u3092\u5229\u7528\u3057\u3066\u3044\u307e\u3059\u3002\n<\/p>\n\n\n\n<p  class=\"\">\nBNPL\u306b\u5bfe\u3059\u308b\u65e5\u672c\u306e\u72b6\u6cc1\u306f\u3001\u8a8d\u77e5\u5ea6\u306f\u5341\u5206\u9ad8\u304f\u3001\u5229\u7528\u8005\u3082\u5897\u3048\u3064\u3064\u3042\u308b\u3082\u306e\u306e\u3001\u4fe1\u983c\u3057\u5207\u308c\u3066\u3044\u306a\u3044\u3001\u3068\u3044\u3063\u305f\u3068\u3053\u308d\u3067\u3057\u3087\u3046\u304b\u3002\u3064\u307e\u308a\u3001\u65e5\u672c\u3067BNPL\u3092\u666e\u53ca\u3055\u305b\u308b\u306b\u306f\u3001\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306b\u3064\u3044\u3066\u7406\u89e3\u3057\u3066\u3082\u3089\u3044\u3001\u4e01\u5be7\u306a\u30b5\u30dd\u30fc\u30c8\u4f53\u5236\u3092\u6574\u5099\u3059\u308b\u3053\u3068\u304c\u9375\u306b\u306a\u308a\u305d\u3046\u3067\u3059\u3002<br  ><sup  class=\"\">\u203b4 Mastercard\u300eMastercard\u3001\u6c7a\u6e08\u624b\u6bb5\u306b\u95a2\u3059\u308b\u8abf\u67fb\u7d50\u679c\u3092\u767a\u8868\u300f, \n<p  ><a  href=\"https:\/\/prtimes.jp\/main\/html\/rd\/p\/000000071.000037691.html\"  target=\"_blank\" ><\/a><\/p>\n<p  ><a  href=\"https:\/\/prtimes.jp\/main\/html\/rd\/p\/000000071.000037691.html\" >https:\/\/prtimes.jp\/main\/html\/rd\/p\/000000071.000037691.html<\/a><\/p><\/sup>\n<\/p>\n\n\n\n<h2  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"BtoB%E5%88%86%E9%87%8E%E3%81%A7%E3%82%82BNPL%E3%82%92%E6%B4%BB%E7%94%A8%E3%81%A7%E3%81%8D%E3%82%8B%E5%8F%AF%E8%83%BD%E6%80%A7\"><\/span>\nBtoB\u5206\u91ce\u3067\u3082BNPL\u3092\u6d3b\u7528\u3067\u304d\u308b\u53ef\u80fd\u6027\n<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p  class=\"\">\n\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u6c7a\u6e08\u306e\u5229\u7528\u306f\u3001\u9593\u9055\u3044\u306a\u304f\u5897\u3048\u3066\u3044\u304f\u3067\u3057\u3087\u3046\u3002\u3053\u306e\u6d41\u308c\u306f\u3001\u6d88\u8cbb\u8005\u5411\u3051\u306e\u4e8b\u696d\u3060\u3051\u3067\u306a\u304f\u3001\u4f01\u696d\u9593\u306e\u53d6\u5f15\u3067\u3082\u540c\u69d8\u3067\u3059\u3002\n<\/p>\n\n\n\n<p  class=\"\">\n\u30d5\u30ed\u30b9\u30c8\uff06\u30b5\u30ea\u30d0\u30f3\u306e\u8abf\u67fb\u30ec\u30dd\u30fc\u30c8\u3067\u306f\u3001BtoB\u5206\u91ce\u306b\u304a\u3051\u308bBNPL\u6c7a\u6e08\u304c\u6210\u9577\u3059\u308b\u3068\u6307\u6458\u3057\u3066\u3044\u307e\u3059\u3002\u65e5\u672c\u3067\u3082\u3001\u30d0\u30f3\u30ab\u30d6\u30eb\uff08\u203b5\uff09\u304c\u4f01\u696d\u5411\u3051\u30b5\u30fc\u30d3\u30b9\u3092\u958b\u59cb\u3059\u308b\u306a\u3069\u3001BNPL\u6d3b\u7528\u306e\u5146\u3057\u304c\u898b\u3048\u307e\u3059\u3002<br  ><sup  class=\"\">\u203b5 \u30c7\u30b8\u30bf\u30eb\u30db\u30fc\u30eb\u30c7\u30a3\u30f3\u30b0\u30b9\u300e\u30d0\u30f3\u30ab\u30d6\u30eb\u3001EC\u4e8b\u696d\u8005\u5411\u3051\u5e83\u544a\u8cbb\u5206\u5272\u30fb\u5f8c\u6255\u3044(BNPL)\u30b5\u30fc\u30d3\u30b9\u300cAD YELL\u300d\u306e\u63d0\u4f9b\u3092\u958b\u59cb\u300f, \n<p  ><a  href=\"https:\/\/prtimes.jp\/main\/html\/rd\/p\/000000866.000014848.html\"  target=\"_blank\" ><\/a><\/p>\n<p  ><a  href=\"https:\/\/prtimes.jp\/main\/html\/rd\/p\/000000866.000014848.html\" >https:\/\/prtimes.jp\/main\/html\/rd\/p\/000000866.000014848.html<\/a><\/p><\/sup>\n<\/p>\n\n\n\n\n<div class=\"max-w-full w-full overflow-hidden mb-xl mt-xl max-mobile:mb-lg max-mobile:mt-lg\">\n\t\t\t<a href=\"https:\/\/boxil.jp\/mag\/a1558\/\" class= \" block p-md md:p-lg border border-border-subtle hover:opacity-50 [&#038;_*]:pointer-events-none no-underline m-none\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<div class=\"flex items-stretch min-h-[136px] gap-md flex-col md:flex-row md:min-h-0\">\n\t\t\t\t\t\t\t<div class=\"relative md:max-w-[259px] aspect-[219\/115] w-full h-full\">\n\t\t\t\t\t<img decoding=\"async\" class=\"w-full h-full object-cover block\" src=\"https:\/\/boxil.jp\/mag\/wp-content\/uploads\/2025\/12\/e7a23298-02e1-48ea-8be1-95aa39579cd3.large_.png\" alt=\"\u6c7a\u6e08\u4ee3\u884c\u30b5\u30fc\u30d3\u30b9\u30fb\u4f1a\u793e 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