{"id":25561,"date":"2021-08-27T04:05:00","date_gmt":"2021-08-26T19:05:00","guid":{"rendered":"https:\/\/mag.boxil.jp\/mag\/a7377\/"},"modified":"2021-08-27T04:05:00","modified_gmt":"2021-08-26T19:05:00","slug":"7377","status":"publish","type":"post","link":"https:\/\/boxil.jp\/mag\/a7377\/","title":{"rendered":"\u65e5\u9280\u304c\u300c\u30c7\u30b8\u30bf\u30eb\u5186\u300d\u306e\u5b9f\u8a3c\u5b9f\u9a13\u3092\u30b9\u30bf\u30fc\u30c8\u3001\u9032\u3080\u4e2d\u592e\u9280\u884c\u30c7\u30b8\u30bf\u30eb\u901a\u8ca8\u306e\u691c\u8a0e &#8211; \u96fb\u5b50\u30de\u30cd\u30fc\u3068\u4f55\u304c\u9055\u3046\uff1f"},"content":{"rendered":"\n  <div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">\u76ee\u6b21<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 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class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/boxil.jp\/mag\/a7377\/#4%E6%9C%88%E3%81%AB%E3%83%95%E3%82%A7%E3%83%BC%E3%82%BA1%E3%82%92%E9%96%8B%E5%A7%8B\" >4\u6708\u306b\u30d5\u30a7\u30fc\u30ba1\u3092\u958b\u59cb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/boxil.jp\/mag\/a7377\/#%E6%AC%A7%E5%B7%9E%E4%B8%AD%E5%A4%AE%E9%8A%80%E8%A1%8C%E3%81%A8%E6%97%A5%E9%8A%80%E3%81%AE%E3%83%97%E3%83%AD%E3%82%B8%E3%82%A7%E3%82%AF%E3%83%88%E3%83%BB%E3%82%B9%E3%83%86%E3%83%A9\" >\u6b27\u5dde\u4e2d\u592e\u9280\u884c\u3068\u65e5\u9280\u306e\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u30fb\u30b9\u30c6\u30e9<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/boxil.jp\/mag\/a7377\/#%E5%A4%9A%E3%81%8F%E3%81%AE%E4%B8%BB%E8%A6%81%E5%9B%BD%E3%81%AF%E3%83%87%E3%82%B8%E3%82%BF%E3%83%AB%E9%80%9A%E8%B2%A8%E3%81%AB%E6%85%8E%E9%87%8D%E3%81%AA%E5%A7%BF%E5%8B%A2\" >\u591a\u304f\u306e\u4e3b\u8981\u56fd\u306f\u30c7\u30b8\u30bf\u30eb\u901a\u8ca8\u306b\u614e\u91cd\u306a\u59ff\u52e2<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<h2  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%80%A5%E9%80%9F%E3%81%AB%E5%BA%83%E3%81%BE%E3%82%8B%E3%82%AD%E3%83%A3%E3%83%83%E3%82%B7%E3%83%A5%E3%83%AC%E3%82%B9%E6%B1%BA%E6%B8%88\"><\/span>\n\u6025\u901f\u306b\u5e83\u307e\u308b\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u6c7a\u6e08\n<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p  class=\"\">\n\u5730\u57df\u5dee\u306f\u3042\u308b\u3082\u306e\u306e\u3001\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u306e\u5229\u7528\u304c\u5e83\u307e\u308a\u307e\u3057\u305f\u3002\u90fd\u5e02\u90e8\u3060\u3068\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306f\u3082\u3061\u308d\u3093\u3001QR\u30b3\u30fc\u30c9\u306e\u6c7a\u6e08\u306b\u5bfe\u5fdc\u3057\u305f\u5e97\u8217\u3082\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002\u30aa\u30f3\u30e9\u30a4\u30f3\u901a\u8ca9\u3067\u306f\u30ab\u30fc\u30c9\u6255\u3044\u3092\u5229\u7528\u3057\u307e\u3059\u3057\u3001\u7d66\u4e0e\u3082\u9280\u884c\u632f\u8fbc\u3067\u3059\u3002\u73fe\u91d1\u3092\u6271\u3046\u5834\u9762\u306f\u6e1b\u308a\u307e\u3057\u305f\u3002\u6709\u6599\u9053\u8def\u3092\u5229\u7528\u3059\u308b\u3068\u304d\u306f\u3001\u4eca\u3084ETC\u6255\u3044\u3070\u304b\u308a\u3067\u3059\u3002\n<\/p>\n\n\n\n<p  class=\"\">\n\u516c\u5171\u4ea4\u901a\u6a5f\u95a2\u304c\u767a\u9054\u3057\u305f\u5730\u57df\u306a\u3089\u3001FeliCa\u30d9\u30fc\u30b9\u306e\u96fb\u5b50\u30de\u30cd\u30fc\u304c\u5f53\u305f\u308a\u524d\u306e\u3088\u3046\u306b\u4f7f\u3048\u307e\u3059\u3002\u96fb\u5b50\u30de\u30cd\u30fc\u306e\u5f62\u614b\u3082\u3001IC\u30ab\u30fc\u30c9\u3068\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u3060\u3051\u3067\u306a\u304f\u3001\u30b9\u30de\u30fc\u30c8\u30a6\u30a9\u30c3\u30c1\u306a\u3069\u591a\u5f69\u3067\u3059\u3002\u6307\u8f2a\u578b\u306e\u300c<a  href=\"https:\/\/evering.jp\/\"  target=\"_blank\" >\nEVERING<\/a>\n\u300d\u307e\u3067\u767b\u5834\u3057\u3001\u8a71\u984c\u3092\u96c6\u3081\u3066\u3044\u307e\u3059\u3002\n<\/p>\n\n\n\n<p  class=\"\">\n\u3053\u3046\u3057\u305f\u72b6\u6cc1\u306a\u306e\u3067\u3001\u696d\u52d9\u306e\u4e2d\u3067\u3082\u3055\u307e\u3056\u307e\u306a\u5834\u9762\u3067\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u6c7a\u6e08\u3092\u5229\u7528\u3057\u307e\u3059\u3002\u696d\u52d9\u3067\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u6c7a\u6e08\u3057\u305f\u5834\u5408\u3001\u6761\u4ef6\u3092\u6e80\u305f\u305b\u3070<a  href=\"https:\/\/boxil.jp\/mag\/a7056\/\"  target=\"_blank\" >\n\u7d4c\u8cbb\u7cbe\u7b97\u6642\u306b\u7d19\u306e\u9818\u53ce\u66f8\u3092\u63d0\u51fa\u3059\u308b\u5fc5\u8981\u304c\u306a\u304f<\/a>\n\u3001\u96fb\u5b50\u30de\u30cd\u30fc\u53e3\u5ea7\u3078\u306e\u6255\u3044\u51fa\u3057\u304c\u53ef\u80fd\u3068\u306a\u308b\u306a\u3069\u3001\u30da\u30fc\u30d1\u30fc\u30ec\u30b9\u5316\u304c\u9032\u3093\u3067\u3044\u307e\u3059\u3002\n<\/p>\n\n\n\n<p  class=\"\">\n\u3055\u3089\u306b\u3001\u7d66\u4e0e\u306e\u652f\u6255\u3044\u3082\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u5316\u3055\u308c\u305d\u3046\u3067\u3059\u3002\u96fb\u5b50\u30de\u30cd\u30fc\u3084QR\u30b3\u30fc\u30c9\u6c7a\u6e08\u306e\u767b\u9332\u30a2\u30ab\u30a6\u30f3\u30c8\u306b\u652f\u6255\u3046\u300c\u30c7\u30b8\u30bf\u30eb\u30de\u30cd\u30fc\u306b\u3088\u308b\u8cc3\u91d1\u652f\u6255\u3044\u300d\u5236\u5ea6\u304c\u30012021\u5e74\u5ea6\u4e2d\u306b\u89e3\u7981\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u306e\u3067\u3059\u3002\n<\/p>\n\n\n\n<p  class=\"\">\n\u73fe\u91d1\u306f\u3053\u306e\u307e\u307e\u4f7f\u308f\u308c\u306a\u304f\u306a\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002\n<\/p>\n\n\n\n<h2  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%B3%95%E5%AE%9A%E9%80%9A%E8%B2%A8%E3%82%92%E3%83%87%E3%82%B8%E3%82%BF%E3%83%AB%E5%8C%96%E3%81%99%E3%82%8B%E3%82%A2%E3%82%A4%E3%83%87%E3%82%A2\"><\/span>\n\u6cd5\u5b9a\u901a\u8ca8\u3092\u30c7\u30b8\u30bf\u30eb\u5316\u3059\u308b\u30a2\u30a4\u30c7\u30a2\n<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p  class=\"\">\n\u5186\u3084\u30c9\u30eb\u3001\u30e6\u30fc\u30ed\u306e\u3088\u3046\u306a\u6cd5\u5b9a\u901a\u8ca8\u306f\u3001\u56fd\u306a\u3069\u306e\u4e2d\u592e\u9280\u884c\u304c\u767a\u884c\u3059\u308b\u3082\u306e\u3067\u3059\u3002\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u6c7a\u6e08\u6280\u8853\u304c\u3053\u308c\u3060\u3051\u9032\u6b69\u3057\u305f\u6642\u4ee3\u306a\u306e\u3060\u304b\u3089\u3001\u7269\u7406\u7684\u306a\u7d19\u5e63\u3084\u786c\u8ca8\u3067\u306a\u304f\u3001\u30c7\u30b8\u30bf\u30eb\u30c7\u30fc\u30bf\u3067\u767a\u884c\u3057\u3066\u306f\u3069\u3046\u3060\u308d\u3046\u304b\u3001\u3068\u3044\u3046\u30a2\u30a4\u30c7\u30a2\u3082\u5f53\u7136\u751f\u307e\u308c\u307e\u3057\u305f\u3002\u300c<a  href=\"https:\/\/www.boj.or.jp\/paym\/digital\/index.htm\/\"  target=\"_blank\" >\n\u4e2d\u592e\u9280\u884c\u30c7\u30b8\u30bf\u30eb\u901a\u8ca8\uff08CBDC\uff1aCentral Bank Digital Currency\uff09<\/a>\n\u300d\u3068\u547c\u3070\u308c\u308b\u8003\u3048\u65b9\u3067\u3059\u3002\n<\/p>\n\n\n\n<h3  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%B8%AD%E5%A4%AE%E9%8A%80%E8%A1%8C%E3%83%87%E3%82%B8%E3%82%BF%E3%83%AB%E9%80%9A%E8%B2%A8%E3%81%AB%E6%B1%82%E3%82%81%E3%82%89%E3%82%8C%E3%82%8B%E6%9D%A1%E4%BB%B6\"><\/span>\n\u4e2d\u592e\u9280\u884c\u30c7\u30b8\u30bf\u30eb\u901a\u8ca8\u306b\u6c42\u3081\u3089\u308c\u308b\u6761\u4ef6\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p  class=\"\">\n\u30c7\u30b8\u30bf\u30eb\u901a\u8ca8\u306f\u3001\u73fe\u91d1\u306e\u4ee3\u308f\u308a\u306b\u53d6\u5f15\u306b\u5229\u7528\u3067\u304d\u308b\u96fb\u5b50\u30c7\u30fc\u30bf\u3067\u3059\u3002\u96fb\u5b50\u30de\u30cd\u30fc\u3068\u4f3c\u3066\u3044\u307e\u3059\u304c\u3001\u6c42\u3081\u3089\u308c\u308b\u6a5f\u80fd\u3084\u4fe1\u983c\u6027\u306f\u7570\u306a\u308a\u307e\u3059\u3002<a  href=\"https:\/\/www.boj.or.jp\/announcements\/education\/oshiete\/money\/c28.htm\/\"  target=\"_blank\" >\n\u65e5\u9280<\/a>\n\u306b\u3088\u308b\u3068\u3001\u5186\u306a\u3069\u306e\u901a\u8ca8\u3068\u540c\u69d8\u306b\u6271\u3048\u308bCBDC\u306f\u3001\uff081\uff09\u30c7\u30b8\u30bf\u30eb\u5316\u3055\u308c\u3066\u3044\u308b\u3053\u3068\u3001\uff082\uff09\u5186\u306a\u3069\u306e\u6cd5\u5b9a\u901a\u8ca8\u5efa\u3066\u3067\u3042\u308b\u3053\u3068\u3001\uff083\uff09\u4e2d\u592e\u9280\u884c\u306e\u50b5\u52d9\u3068\u3057\u3066\u767a\u884c\u3055\u308c\u308b\u3053\u3068\u3001\u3068\u3044\u3046\u6761\u4ef6\u3092\u6e80\u305f\u3059\u3082\u306e\u3067\u3059\u3002\n<\/p>\n\n\n\n<p  class=\"\">\n\u4ee5\u524d\u304b\u3089CBDC\u306e\u5b9f\u73fe\u53ef\u80fd\u6027\u3092\u691c\u8a0e\u3057\u3066\u304d\u305f\u65e5\u9280\u306f\u30012020\u5e7410\u6708\u3001<a  href=\"https:\/\/www.boj.or.jp\/announcements\/release_2020\/rel201009e.htm\/\"  target=\"_blank\" >\n\u3069\u3046\u53d6\u308a\u7d44\u3080\u3079\u304d\u304b\u306e\u65b9\u91dd<\/a>\n\u3092\u516c\u8868\u3057\u307e\u3057\u305f\u3002\u305d\u306e\u306a\u304b\u3067\u3001<a  href=\"https:\/\/www.boj.or.jp\/announcements\/release_2020\/data\/rel201009e2.pdf\"  target=\"_blank\" >\nCBDC\u306e\u5fc5\u8981\u3068\u3059\u308b\u7279\u6027<\/a>\n\u3068\u3057\u3066\u4ee5\u4e0b\u306e5\u3064\u3092\u6319\u3052\u3066\u3044\u307e\u3059\u3002\n<\/p>\n\n\n\n<p  class=\"\">\n\uff081\uff09\u30e6\u30cb\u30d0\u30fc\u30b5\u30eb\u30a2\u30af\u30bb\u30b9<br  >\n\u8ab0\u3067\u3082\u4f7f\u3048\u308b\u3088\u3046\u306b\u3059\u308b\u305f\u3081\u3001\u9001\u91d1\u3084\u652f\u6255\u3044\u3067\u4f7f\u3046\u7aef\u672b\u3001\u30ab\u30fc\u30c9\u306a\u3069\u306e\u5229\u7528\u5bfe\u8c61\u8005\u3092\u5236\u9650\u305b\u305a\u3001\u643a\u5e2f\u6027\u306a\u3069\u306b\u914d\u616e\u3059\u308b\u3002\n<\/p>\n\n\n\n<p  class=\"\">\n\uff082\uff09\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3<br  >\n\u507d\u9020\u3092\u56f0\u96e3\u306b\u3059\u308b\u306a\u3069\u3001\u4e0d\u6b63\u884c\u70ba\u3092\u9632\u3050\u3002\n<\/p>\n\n\n\n<p  class=\"\">\n\uff083\uff09\u5f37\u976d\u6027<br  >\n\u30b7\u30b9\u30c6\u30e0\u3084\u901a\u4fe1\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u306e\u969c\u5bb3\u3001\u505c\u96fb\u306a\u3069\u304c\u767a\u751f\u3057\u3066\u3082\u5229\u7528\u3067\u304d\u308b\u4ed5\u7d44\u307f\u3092\u78ba\u4fdd\u3059\u308b\u3002\n<\/p>\n\n\n\n<p  class=\"\">\n\uff084\uff09\u5373\u6642\u6c7a\u6e08\u6027<br  >\n\u73fe\u91d1\u3068\u540c\u69d8\u306b\u3001\u8fc5\u901f\u306b\u6c7a\u6e08\u51e6\u7406\u3092\u5b8c\u4e86\u3055\u305b\u3089\u308c\u308b\u3088\u3046\u306b\u3059\u308b\u3002\u3057\u304b\u3082\u3001\u591a\u6570\u306e\u30e6\u30fc\u30b6\u30fc\u304c\u9ad8\u983b\u5ea6\u3067\u6c7a\u6e08\u3059\u308b\u3053\u3068\u3082\u53ef\u80fd\u306b\u3059\u308b\u3002\n<\/p>\n\n\n\n<p  class=\"\">\n\uff085\uff09\u76f8\u4e92\u904b\u7528\u6027<br  >\n\u9280\u884c\u3084\u96fb\u5b50\u30de\u30cd\u30fc\u696d\u8005\u306a\u3069\u306e\u904b\u7528\u3059\u308b\u6c11\u9593\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u306a\u3069\u3068\u306e\u76f8\u4e92\u904b\u7528\u6027\u3092\u78ba\u4fdd\u3059\u308b\u3002\n<\/p>\n\n\n\n<h3  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%9B%BB%E5%AD%90%E3%83%9E%E3%83%8D%E3%83%BC%E3%82%84%E6%9A%97%E5%8F%B7%E8%B3%87%E7%94%A3%E3%81%A8%E3%81%AE%E9%81%95%E3%81%84\"><\/span>\n\u96fb\u5b50\u30de\u30cd\u30fc\u3084\u6697\u53f7\u8cc7\u7523\u3068\u306e\u9055\u3044\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p  class=\"\">\n\u96fb\u5b50\u30de\u30cd\u30fc\u306f\u4e00\u898bCBDC\u3068\u4f3c\u3066\u3044\u307e\u3059\u304c\u3001\u3042\u304f\u307e\u3067\u3082\u6c7a\u6e08\u696d\u8005\u304c\u7ba1\u7406\u3057\u3066\u3044\u308b\u30c7\u30fc\u30bf\u306b\u904e\u304e\u307e\u305b\u3093\u3002\u4f7f\u3048\u308b\u5e97\u8217\u306a\u3069\u306f\u3001\u305d\u306e\u696d\u8005\u3068\u5951\u7d04\u3057\u3066\u3044\u308b\u3068\u3053\u308d\u306b\u9650\u3089\u308c\u307e\u3059\u3002\u57fa\u672c\u7684\u306b\u306f\u3001\u307b\u304b\u306e\u96fb\u5b50\u30de\u30cd\u30fc\u3068\u4ea4\u63db\u3059\u308b\u3053\u3068\u3082\u3067\u304d\u305a\u3001\u6b8b\u9ad8\u3092\u73fe\u91d1\u5316\u3059\u308b\u3053\u3068\u3082\u7c21\u5358\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u307e\u305f\u3001\u5546\u54c1\u3084\u30b5\u30fc\u30d3\u30b9\u306e\u4ee3\u91d1\u3092\u96fb\u5b50\u30de\u30cd\u30fc\u3067\u53d7\u3051\u53d6\u3063\u305f\u5e97\u8217\u306f\u3001\u73fe\u91d1\u306e\u5165\u91d1\u30921\u30ab\u6708\u306a\u308a2\u30ab\u6708\u306a\u308a\u5f85\u3064\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\n<\/p>\n\n\n\n<p 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class=\"\">\n\u305d\u308c\u3067\u306f\u3001\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u6280\u8853\u3067\u5b9f\u73fe\u3055\u308c\u305f\u6697\u53f7\u8cc7\u7523\u3068\u306f\u3069\u3046\u9055\u3046\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u30d3\u30c3\u30c8\u30b3\u30a4\u30f3\u306a\u3069\u306e\u6697\u53f7\u8cc7\u7523\u306f\u3001\u767a\u884c\u5143\u304c\u4e2d\u592e\u9280\u884c\u3067\u306a\u304f\u3001\u4fa1\u5024\u304c\u4fdd\u8a3c\u3055\u308c\u307e\u305b\u3093\u3002\u4fa1\u683c\u5909\u52d5\u304c\u6fc0\u3057\u304f\u3001\u666e\u6bb5\u306e\u6c7a\u6e08\u306b\u4f7f\u3048\u305f\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\n<\/p>\n\n\n\n<p  class=\"\">\nCBDC\u306e\u4fa1\u5024\u306f\u6cd5\u5b9a\u901a\u8ca8\u3068\u5b8c\u5168\u306b\u4e00\u81f4\u3059\u308b\u306e\u3067\u3001\u6697\u53f7\u8cc7\u7523\u306e\u3088\u3046\u306a\u5909\u52d5\u306f\u3057\u307e\u305b\u3093\u3002\u73fe\u5728\u306e\u73fe\u91d1\u3068\u540c\u3058\u611f\u899a\u3067\u6c7a\u6e08\u306b\u4f7f\u3048\u307e\u3059\u3002\n<\/p>\n\n\n\n<h2  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%97%A5%E9%8A%80%E3%81%AFCBDC%E3%82%92%E5%AE%9F%E8%A8%BC%E5%AE%9F%E9%A8%93%E4%B8%AD\"><\/span>\n\u65e5\u9280\u306fCBDC\u3092\u5b9f\u8a3c\u5b9f\u9a13\u4e2d\n<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p  class=\"\">\nCBDC\u306f\u3001\u4e16\u754c\u5404\u5730\u3067\u8a66\u9a13\u7684\u306a\u904b\u7528\u3084\u691c\u8a0e\u304c\u884c\u308f\u308c\u3066\u3044\u307e\u3059\u3002\u65e5\u9280\u3082\u3001\u673a\u4e0a\u306e\u691c\u8a0e\u306b\u3068\u3069\u307e\u3089\u305a\u30012021\u5e744\u6708\u306b<a  href=\"https:\/\/www.boj.or.jp\/announcements\/release_2021\/rel210405b.pdf\"  target=\"_blank\" >\n\u5b9f\u8a3c\u5b9f\u9a13\u3092\u958b\u59cb<\/a>\n\u3057\u307e\u3057\u305f\u3002\n<\/p>\n\n\n\n<h3  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4%E6%9C%88%E3%81%AB%E3%83%95%E3%82%A7%E3%83%BC%E3%82%BA1%E3%82%92%E9%96%8B%E5%A7%8B\"><\/span>\n4\u6708\u306b\u30d5\u30a7\u30fc\u30ba1\u3092\u958b\u59cb\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p  class=\"\">\n\u5b9f\u9a13\u306e\u76ee\u7684\u306f\u3001CBDC\u306b\u6c42\u3081\u3089\u308c\u308b\u6a5f\u80fd\u3084\u7279\u6027\u304c\u6280\u8853\u7684\u306b\u5b9f\u73fe\u53ef\u80fd\u304b\u3069\u3046\u304b\u78ba\u8a8d\u3059\u308b\u3053\u3068\u3067\u3059\u30024\u6708\u306b\u59cb\u307e\u3063\u305f\u4eca\u56de\u306f\u300c\u5b9f\u8a3c\u5b9f\u9a13\uff08\u6982\u5ff5\u5b9f\u8a3c\u30d5\u30a7\u30fc\u30ba1\uff09\u300d\u3068\u3055\u308c\u3001\u5b9f\u9a13\u7684\u306a\u30b7\u30b9\u30c6\u30e0\u3092\u69cb\u7bc9\u3057\u3001CBDC\u306e\u767a\u884c\u3084\u9001\u91d1\u3001\u9084\u53ce\u3068\u3044\u3063\u305f\u57fa\u672c\u6a5f\u80fd\u3092\u691c\u8a3c\u3057\u307e\u3059\u3002\u30d5\u30a7\u30fc\u30ba1\u306f2022\u5e743\u6708\u306b\u7d42\u3048\u308b\u8a08\u753b\u3067\u3001\u305d\u306e\u5f8c\u306e\u30d5\u30a7\u30fc\u30ba2\u3067\u306f\u3055\u3089\u306b\u6a5f\u80fd\u3092\u4ed8\u52a0\u3057\u3066\u691c\u8a3c\u3092\u884c\u3046\u305d\u3046\u3067\u3059\u3002\n<\/p>\n\n\n\n<p  class=\"\">\n2\u6bb5\u968e\u306e\u5b9f\u8a3c\u5b9f\u9a13\u5f8c\u306b\u5fc5\u8981\u6027\u304c\u8a8d\u3081\u3089\u308c\u308c\u3070\u3001\u6c11\u9593\u4e8b\u696d\u8005\u3084\u6d88\u8cbb\u8005\u306b\u53c2\u52a0\u3057\u3066\u3082\u3089\u3046\u30d1\u30a4\u30ed\u30c3\u30c8\u5b9f\u9a13\u3092\u884c\u3046\u53ef\u80fd\u6027\u3082\u3042\u308a\u307e\u3059\u3002\u305d\u306e\u5834\u5408\u306f\u3001\u5730\u57df\u3084\u5bfe\u8c61\u8005\u306f\u9650\u5b9a\u7684\u3067\u3059\u304c\u3001\u3044\u3061\u65e9\u304f\u30c7\u30b8\u30bf\u30eb\u5186\u3092\u4f53\u9a13\u3067\u304d\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\n<\/p>\n\n\n\n<h3  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%AC%A7%E5%B7%9E%E4%B8%AD%E5%A4%AE%E9%8A%80%E8%A1%8C%E3%81%A8%E6%97%A5%E9%8A%80%E3%81%AE%E3%83%97%E3%83%AD%E3%82%B8%E3%82%A7%E3%82%AF%E3%83%88%E3%83%BB%E3%82%B9%E3%83%86%E3%83%A9\"><\/span>\n\u6b27\u5dde\u4e2d\u592e\u9280\u884c\u3068\u65e5\u9280\u306e\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u30fb\u30b9\u30c6\u30e9\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p  class=\"\">\n\u30c7\u30b8\u30bf\u30eb\u5186\u306e\u3088\u3046\u306aCBDC\u306f\u3001\u4ed6\u56fd\u306e\u6cd5\u5b9a\u901a\u8ca8\u3068\u306e\u9023\u643a\u3082\u60f3\u5b9a\u3057\u3066\u304a\u304f\u5fc5\u8981\u304c\u3042\u308b\u3067\u3057\u3087\u3046\u3002\u305d\u3053\u3067\u3001\u65e5\u9280\u306f\u300c<a  href=\"https:\/\/www.boj.or.jp\/paym\/fintech\/index.htm\/\"  target=\"_blank\" >\nProject Stella\uff08\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u30fb\u30b9\u30c6\u30e9\uff09<\/a>\n\u300d\u3068\u3044\u3046\u53d6\u308a\u7d44\u307f\u3092\u884c\u3044\u3001\u6b27\u5dde\u4e2d\u592e\u9280\u884c\u3068\u5171\u540c\u3067\u691c\u8a0e\u3057\u3066\u3044\u307e\u3059\u3002\n<\/p>\n\n\n\n<p  class=\"\">\n\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u30fb\u30b9\u30c6\u30e9\u306e\u8abf\u67fb\u5bfe\u8c61\u306f\u3001CBDC\u306a\u3069\u306e\u57fa\u76e4\u3068\u306a\u308b\u5206\u6563\u578b\u53f0\u5e33\u6280\u8853\uff08Distributed Ledger Technology\uff1aDLT\uff09\u3067\u3059\u3002DLT\u304c\u91d1\u878d\u5e02\u5834\u30a4\u30f3\u30d5\u30e9\u306b\u4e0e\u3048\u308b\u5f71\u97ff\u3084\u8ab2\u984c\u3092\u6d17\u3044\u51fa\u3057\u3001\u4eca\u5f8c\u306e\u8b70\u8ad6\u306b\u5f79\u7acb\u3066\u3088\u3046\u3068\u3057\u3066\u3044\u307e\u3059\u3002\u76f4\u8fd1\u3067\u306f\u30012020\u5e742\u6708\u306b<a  href=\"https:\/\/www.boj.or.jp\/announcements\/release_2020\/rel200212a.htm\/\"  target=\"_blank\" 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href=\"https:\/\/www2.deloitte.com\/us\/en\/pages\/about-deloitte\/articles\/press-releases\/deloitte-2021-global-blockchain-survey-global-financial-services-industry-undergoing-seismic-shift-banks-must-embrace-inevitable-digital-future.html\"  target=\"_blank\" >\n\u300cDeloitte 2021 Global Blockchain 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rel=\"noopener\">\n\t\t\t<div class=\"flex items-stretch min-h-[136px] gap-md flex-col md:flex-row md:min-h-0\">\n\t\t\t\t\t\t\t<div class=\"relative md:max-w-[259px] aspect-[219\/115] w-full h-full\">\n\t\t\t\t\t<img decoding=\"async\" class=\"w-full h-full object-cover block\" src=\"https:\/\/boxil.jp\/mag\/wp-content\/uploads\/2025\/12\/eb8bf13a-fe22-4351-b514-ef6283ae6fda.large_.png\" alt=\"\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u6c7a\u6e08\u306e\u7d4c\u8cbb\u7cbe\u7b97\u3001\u7d19\u9818\u53ce\u66f8\u4e0d\u8981\u306b &#8211; \u7a0e\u5236\u6539\u6b63\u30672020\u5e7410\u6708\u304b\u3089\" \/>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"flex-1 flex flex-col justify-start gap-xs self-stretch\">\n\t\t\t\t<div class=\"text-base m-0 text-text-default font-semibold leading-(--line-height-30) tracking-(--letter-spacing-30) line-clamp-3\">\n\t\t\t\t\t\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u6c7a\u6e08\u306e\u7d4c\u8cbb\u7cbe\u7b97\u3001\u7d19\u9818\u53ce\u66f8\u4e0d\u8981\u306b &#8211; 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